While homeowners' insurance can help to cover many types of losses from storms, even the most comprehensive policies cannot provide for complete protection after a big storm. Being prepared is one of the most important steps you can take as a proper homeowner to ensure that your family and assets remain protected from severe weather including thunderstorms, hail, tornados, and earthquakes. Here are some simple ways to protect your home

1. Shore up your Garage

Estimates from the Federal Alliance for Safe Homes says that 80% of damage from wind and hurricanes comes into homes from garage doors. To minimize risk, install the highest quality, wind-resistant garage door possible on your home. Ensure your garage entry door or storm door is also as strong as possible.

2. Inspect and Improve your Roof

Roof repairs are very common during any type of weather event, especially if there are loose shingles, missing sheathing, and exposed flashing can create not only water damage but also mold growth. Have an annual roof inspection from a licensed inspector. Make repairs as often as necessary, especially after a storm.

3. Trim Trees

Trees account for a great deal of damage from wind and rain. Keep tree limbs away from the roof and other structures. Trees with structural damage or loose root systems are the most at risk of falling on a home.

4. Protect Windows

Installing shutters and protective window coverings, especially as high wind or hail events are coming, is a good way to reduce damage. Some shutters and window protection systems can minimize damage from hurricane-force winds.

5. Minimize Landscape Debris

If a storm is approaching, remove any debris in the landscape. It's especially important to remove any furniture that storms can pick up and toss towards the home, like patio chairs or flower pots.

6. Inspect and Clean Gutters

It's the gutter's job to collect rainwater and move it away from the home, not only protecting the roof but also the home’s foundation. Clogged gutters allow water to run onto the siding and into the foundation, potentially putting foundations at risk of leaks.

7. Set Up Your Sump Pump With Emergency Back-Up Power

When the lights go out, the worst thing that can happen is the sump pump fails, allowing water to build in the basement. Sump pumps with emergency backups keep running and moving that water away from the home.

8. Invest in a Standby Generator

To ensure that your home keeps running, purchase a standby generator. In addition, after the storm passes, it can keep your home’s heating and cooling running, minimizing moisture buildup in the home.

9. Pay Attention

It’s impossible to protect your home from an upcoming storm if you do not know it is coming. Sign up for local weather alert apps. Many cities offer a text or phone-alert system you can sign up for to be alerted to risks.

10. Meet Building and Design Codes

When making changes to your home or landscaping, ensure they meet local building codes. These codes are in place to protect your home from damaging weather that your area experiences.Â