Cost of living is arguably one of the biggest considerations someone makes when they put down roots. While Washington, D.C., is still among the top most expensive places to live, the actual dollar amount you need to earn may be lower than you think.

Thanks to the affordability of surrounding suburbs, Washingtonians only need to earn $84,503.35 in salary to be able to afford the median home price of $408,500, the mortgage resource HSH.com reported. This is factoring in a 20 percent down payment. For a 10 percent down payment, the salary requirement increases to $98,251.50.

Of course, the most expensive homes tend to be located within District borders, which means living within its limits could be more expensive. But if you’re willing to live in the suburbs, a home may be in reach.