The Most Expensive Zip Codes in Florida

For lovers of sun and sand, it’s not surprising to learn that Florida attracts wealthy individuals and celebrities in search of glitzy homes close to the beach. It’s also not surprising that the areas of Miami and Naples contain high-priced real estate. But which neighborhoods of this large state are particularly attractive to high net worth buyers? The following is a list of the most expensive zip codes in the state, based on MLS data.

33109 - Fisher Island

Condominium buildings in the distance above trees and a docked boat on Fisher Island Florida
Fisher Island is an exclusive enclave only accessible by ferry.

With an average sale price of just over $4.6 million and an average price per square foot of $1,173, Fisher Island tops the list of the most expensive zip codes in the state. Located just four miles south of the South Beach neighborhood of Miami Beach, the island is only accessible by ferry, and the entrance is exclusive to those who own homes or are invited by homeowners. Once on the island, you’ll find a few homes priced under $1 million, although most are priced much higher. You’ll even find homes with eye-popping price tags of $20 million or more.

33921 - Boca Grande

An image of a bridge that leads to a beachfront and ocean views in Boca Grande Florida
Boca Grande offers its residents luxury and privacy.

In Southwest Florida, the tiny town of Boca Grande on Gasparilla Island south of Englewood is famous for drawing the wealthy and has the price tags to prove it. With a median sale price of just over $2 million and an average price per square foot of $828, the homes are regal, although not as plentiful as you may find in other areas. The year-round population is only 1,700, but the small-town feel is exactly what attracts—and keeps—residents.

34216 - Anna Maria

An overhead view of the end of Anna Maria Island in Florida
Residents pay a premium to live in Anna Maria, known for its beauty.

When it comes to real estate, bigger isn’t necessarily better. That’s certainly true of Anna Maria, which is only seven miles long. But living on this stretch of the island comes with a price: an average sale price of just under $1.25 million or $646 average price per square foot, to be exact. But residents of this area near Bradenton and Sarasota often describe it as “paradise,” with a vibrant culture featuring art fairs, festivals, and other events.

33480 - Palm Beach

An overhead view of the beach portion of Palm Beach in Florida
An address in Palm Beach is a status symbol.

Separated by the mainland by Lake Worth Lagoon, Palm Beach is a frequent vacation destination. It’s also home to some of the ritziest estates in South Florida as well as other high-priced homes that sell for an average of $2.35 million or an average price per square foot of $647. President Donald Trump’s 128-room Mar-a-Lago estate is located here, as is Worth Avenue, an upscale shopping and dining district that's akin to high-profile shopping areas across the country such as Park Avenue in New York City and Rodeo Drive in Beverly Hills, California.

34102 - Naples

A view of condominium buildings rising up from docked boats below in Naples Florida
Naples offers accessibility without sacrificing luxury amenities.

On Florida’s west coast, Naples draws a wide range of homebuyers, from families with young children to snowbirds seeking a second home. Its broad appeal may be a reason for the high cost, with homes selling for an average of just under $2.1 million or an average price per square foot of $630. Naples has many great neighborhoods to choose from, including Coquina Sands, home to The Naples Beach Hotel and Golf Course, and Moorings, which offers residents private waterfront access.

33149 - Key Biscayne

A lighthouse on a beach in Key Biscayne Florida
Key Biscayne has mainland attractions with the privacy and beauty of island living.

Located south of Miami, Key Biscayne is another island community to make the list with homes selling for an average of just under $1.5 million or an average price per square foot of $603. Like other islands on the list, it's described as “paradise” with access to gorgeous beaches, along with the kind of amenities you’d find on the mainland, like malls, movie theaters, and restaurants. If nature is more to your liking, you can visit the Marjory Stoneman Douglas Biscayne Nature Center.

34103 - Park Shore

A large condominium building on a palm-tree lined street in Park Shore Naples Florida
Within Naples, homebuyers can find more exclusivity in Park Shore.

Along with other sections of Naples, the Park Shore neighborhood is one of the most expensive in the state with an average sale price of $1.19 million or an average price per square foot of $479. Along with the plethora of waterways, this community has an interesting history. It was developed by the Lutgert family in the 1970s and 1980s and has since been expanded and rebuilt into a luxury community of homes and condos.

33139 - South Beach

Condominium buildings on the left, rising above the beach in South Beach Miami Florida
South Beach is known for its luxury, even among A-listers

With an average sale price of $890,000 or an average price per square foot of $477, South Beach is a relative bargain compared to other zip codes on the list. But don’t let the lower price fool you; this neighborhood of Miami Beach offers as much glitz and glamour as any other locations on the list. In addition to its signature Art Deco architecture, you might spot celebrities such as Jennifer Lopez and Leonardo DiCaprio, both of whom are known to frequent clubs and hotels here.

33140 - Mid-Beach

Condominium buildings on the right rise up above palm trees and the beach in Mid-Beach Miami Florida
Mid-Beach is similar to South Beach but carries a higher price tag.

Just north of South Beach is the Mid-Beach neighborhood of Miami Beach. While the average sale price is slightly higher than South Beach at $1.27 million, the average price per square foot is slightly lower at $472. The two neighborhoods are very similar, however, because they both offer swanky digs in an amenity-rich environment close to the beach.

33924 - Upper Captiva

An aerial view above homes where a nearby beach and the ocean is visible in Upper Captiva Florida
As with other islands, Upper Captiva offers privacy and lush amenities.

Rounding out the list is Upper Captiva, an island community off the coast of Fort Myers where homes sell for an average of $1.36 million or an average price per square foot of $469. But don’t let the fact that it’s last on the list fool you—it offers much of the same exclusivity as any other area on the list.

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